What is FBB SBI Credit Card? Full Review, Benefits, Offers & Cashback

What is FBB SBI Credit Card?

Big Bazaar has done a tie-up with SBI for FBB SBI Credit Card. Fbb stands for Fashion at Big Bazaar. Fashion apparel products across the stores of Big Bazaar are called FBB.

What is FBB from Big Bazaar?

Stores selling exclusive fashion merchandise are FBB stores from Big Bazaar, Future Group. Fbb stores are trendsetters in terms of fast fashion. They sell Mens/Ladies/Kids fashion apparel along with Footwear & accessories products.

What is Big Bazaar FBB StyleUP Credit Card?

SBI FBB StyleUP credit cards were launched by SBI in association with FBB (Big Bazaar) This card is your best friend during your request shopping at FBB. This card can be used at Future Groups stores & FBB standalone stores. StyleUP card offers you a flat discount on fashion merchandise along with cashback offers.

What are FBB SBI Credit Card Benefits?

The features & benefits of the FBB SBI credit cards are detailed below. This card is exclusively for Fashion at Big Bazaar stores, they offer various benefits.

10% Flat DiscountBe it fresh merchandise or offer a discount, you get an additional 10% discount at FBB 
Rs.500 Welcome GiftFbb Rs.500 voucher is your first welcome gift from  SBI credit card
Saving on FuelA waiver on Fuel surcharge of 1% 
Flexipay EMIAny transaction of Rs.2500 or above is eligible for easy Flexipay EMI
Balance TransferTransfer the outstanding of other banks credit cards to SBI credit card

What is Extended Credit feature details?

Extended credit feature explained as detailed below:-

Interest-free Credit Period;- SBI offers 25-50 days as an Interest-free credit period. This is applicable to retail purchases. All outstanding must be fully paid to avail of this feature.
Minimum Due amount feature;- You can pay the minimum due amount of total outstanding. The minimum amount is 5% of total outstanding+ tax+EMI (if applicable)

SBI Credit Card Rewards Points Details Explained;-

SBI card offers reward point privilege to you. Below are the details of the reward points;-

  • 1- Anniversary gits worth 2000 bonus reward points added every year.
  • 2- 1 Reward point on shopping of Rs.100 across the categories.
  • 3- On shopping at Fbb, Big Bazaar & group retail stores earn 10X reward points.

Fbb Sbi Credit Card Offers- Cash Advance Feature;-

The cash advance feature helps you in your tough time. You can get cash to withdraw as per your needs & eligibility;-

Limit of Cash AdvanceUp to 80% of your credit limit
Maximum LimitRs. 15,000 per day
Free credit periodNil
Finance charges Up to 3.35% per month accounting to 40.2% per annum from the withdrawal date

Fee & charges of Cash Advance;-

To use the Cash advance facility of the SBI credit card below are the fee & charges;-

  • SBI or other ATMs: 2.5% of the transaction amount, subject to a minimum of Rs. 300
  • International ATM: 3% of the transaction amount, subject to a minimum of Rs. 300

What Fbb Sbi Credit Card Limit?

Fbb Sbi Credit Card limit refers to the maximum spending of the card during the month or year. Credit card limit for spending may vary as per the user & their credit score.

How to check my Fbb Sbi Credit Card Limit?

To check the credit card limit just SMS AVAIL XXXX (XXXX = Last four digits of your SBI Card) from registered mobile number). By sending this msg you will get to you about your credit card limit.

How can I increase my Fbb Sbi Credit Card Limit?

The limit of your credit card can be increased if you follow any of the below-given processes.
First is your pre-approved cred limit & second is increasing the limit by updating income documentation.

Pre-approved credit limit offer;-SBI card increased the limit of cardholder regularly. The card limit is increased on their credit score basis. No additional documents are required to avail of this offer. Limit increase msg is received on user registered mobile number or email.

Increase Credit Limit with income proof documentation;- You can increase your credit card limit by submitting income documentation. Write a mail & attach the required document for this process. visit their official site for more details.

FBB StyleUp card Basic Eligibility? Who can apply?

If you are interested in applying for the FBB StyleUP card check the basic requirements. A Salaried & self-employed person can apply for this card. Below is the basic eligibility for the card;-

  • Salaried person Salary minimum salary Rs.20,000/month.
  • A self-employed person can also apply for this card.

Documents required for applying for the card;-

Below is the list of the documents which are mandatory before applying for the card;-

Address Proof;-

  • Aadhaar card,
  • Driver’s License,
  • Passport,
  • Utility Bill not more than 3 month’s old,
  • Ration Card,
  • Property Registration Document,
  • Person of Indian Origin Card,
  • Job card issued by NREGA,
  • Bank Account Statement

Income Proof;-

  • Bank statement of last 3 months,
  • Salary slip (last 2)
  • Latest Form 16,

Identity Proof;-

  • PAN Card,
  • Aadhaar card,
  • Driver’s License,
  • Passport,
  • Voter’s ID,
  • Overseas Citizen of India Card,
  • Person of Indian Origin Card,
  • Job card issued by NREGA,
  • Letters issued by the UIDAI

How do I apply for the card?

You can apply for this card via FBB or Big Bazaar store. SBI has a dedicated kiosk at the sores of Future Group. Moreover applying through their website is easy as well.

fbb sbi credit card payment & charges details;-

TypeDetails
ChargesCheque pickup: Rs.90
ChargesPayment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 350
ChargesStatement retrieval: Rs. 100/statement that is more than 2 months old
ChargesCharge slip retrieval: Rs. 225 per charge slip
Late Payment DetailsNil for the total amount due from Rs. 0 to Rs. 200
Late Payment DetailsRs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500
Late Payment DetailsRs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000
Late Payment DetailsRs. 500 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000
Late Payment DetailsRs. 750 for the total amount due greater than Rs. 10,000

Limitation of the FBB SBI Credit Card;-

As the card is fully beneficial for the fashion lover. Big Bazaar customers are highly recommended for this card. Fashion apparel 10% discount & extended features of this card is a must-have for buying groceries from Big Bazaar online. Below are the limitation of this card;-

  • Discount is offered only at Big Bazaar & Fbb stores.
  • No accelerated rewards on dining.
  • Rewards points are low as offered by the credit card.
  • No discount on Entertainment.

Fbb Sbi Credit Card Review Final Details;-

This card is fully capable of providing you saving at your shopping at Big Bazaar sores & Big Bazaar Online. FBB’s exclusive 10% discount is what this card is made for. Online shopping at their shop Big Bazaar is also active by paying online.

FAQ

What is the Fbb SBI Credit Card minimum limit?

The minimum list is Rs.30,000.

Can I redeem the Fbb points at Big Bazaar?

Yes, the points can be redeemed on shopping of FBB products.

What is the minimum salary requirement for applying for the card?

Rs.20,000 monthly salary is required for applying for the card.

Conclusion;- This FBB SBI Credit Card is the best option when shopping from Big Bazaar & Fbb online. 10X reward point & feel surcharge waivers are their best benefits. If you still have any question in mind do comment below, will prevent back soon.

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